Masterminds Information

Masterminds is a 2016 American comedy film based on the October 1997 Loomis Fargo Robbery in North Carolina. Directed by Jared Hess and written by Chris Bowman, Hubbel Palmer and Emily Spivey, the film stars Zach Galifianakis, Owen Wilson, Kristen Wiig, Kate McKinnon, Leslie Jones and Jason Sudeikis.

It premiered in Los Angeles on September 26, 2016 and was theatrically released in the United States on September 30, 2016, by Relativity Media. The film received mixed reviews from critics and grossed $30 million.


In March 1997, Loomis Fargo & Company was robbed of $18.8 million in Jacksonville by company security guard Philip Noel Johnson. This gives Steve Eugene Chambers (Owen Wilson) and Kelly Campbell (Kristen Wiig) the idea to also rob Loomis. They involve Loomis armored car driver David Scott Ghantt (Zach Galifianakis). After some awkward training in preparation for the robbery, the team has David go inside Loomis' vault and load the entire money supply into the company's van. Before he leaves, David takes out three CCTV tapes, but misses one. The next day, David flees to Mexico with $20,000 and takes the cover name "Michael McKinney", which is the name of a friend of Steve's. Meanwhile, Steve takes most of the heist, around $17 million.

FBI Special Agent Scanlon (Leslie Jones) and her partner (Jon Daly) take the case, and immediately have David as the prime suspect, but have no idea of Steve's involvement. Steve plans to cut David loose but Kelly thinks it would be wrong to abandon him. In Mexico, David narrowly escapes from the three Interpol agents looking for him, and then calls Kelly about what happened. Unfortunately, he inadvertently learns Steve's name from the ID in a wallet that Kelly gave to him. With his cover blown, Steve hires the real Michael McKinney (Jason Sudeikis) to find and kill David. He travels to Mexico and attempts to shoot David, but the gun backfires and David escapes. David phones Kelly and learns that Steve is trying to kill him, and that Steve will not send the money for him as expected. David is then knocked unconscious by McKinney. When David regains consciousness, McKinney is about to kill him but reconsiders upon looking at "McKinney"'s birth certificate, thinking that David was born under the same circumstances; they become friends.

David calls Steve, threatening to surrender himself to Interpol if Steve doesn't wire $6 million into his bank account in two days. Kelly is then confronted by Jandice, who, learning of her engagement to David, attacks her. When Steve refuses to wire the money, his two friends kidnap Kelly after her escape from Jandice, and he tells David to get a ticket to South America in exchange for releasing her. At the airport, he meets McKinney, who is returning to the States, but as he bids farewell he sees Kelly's name written on his hand and he tells McKinney that he knows her. Realizing that he can't bring himself to kill her, they switch tickets just as the three Interpol agents show up but he manages to escape.

While Steve is hosting a party, the FBI puts a wire on one of the party members in an attempt to record Steve's confession. Unbeknownst to them, David sneaks in and rescues Kelly. They escape by stealing Steve's BMW but unfortunately the car is destroyed when they try to smash it through the front gate. Steve catches and assaults him, until David realizes he is near the FBI van with the agents inside. David tricks Steve into admitting that he was the mastermind of the whole plan, giving the agents enough reason to arrest all of them, including Kelly. David is sentenced to seven years in prison, while Steve serves 11 years. About $2 million of the money is still unaccounted for. Upon David's release, he is picked up by McKinney and they drive to visit Kelly.


  • Zach Galifianakis as David Scott Ghantt
  • Kristen Wiig as Kelly Campbell
  • Owen Wilson as Steven Eugene "Steve" Chambers
  • Jason Sudeikis as Michael Aaron "Mike" McKinney
  • Kate McKinnon as Jandice
  • Leslie Jones as FBI Special Agent Scanlon
  • Mary Elizabeth Ellis as Michelle Chambers
  • Ken Marino as Doug
  • Karsten Friske as Cort Chambers
  • Dallas Edwards as Ken Chambers
  • Devin Ratray as Runny
  • Jon Daly as Detective
  • Ross Kimball as Eric
  • Jordan Israel as Valet
  • Njema Williams as Ty


On February 1, 2013, Jim Carrey joined the cast. On June 10, 2013, Owen Wilson joined the cast of the film. On December 3, 2013, Zach Galifianakis joined the cast to replace Carrey after he dropped out. On May 16, 2014, Kristen Wiig joined the cast, and on June 25, 2014, Jason Sudeikis was added as well. On June 30, 2014, Ken Marino, Kate McKinnon, Devin Ratray, Leslie Jones, Mary Elizabeth Ellis and Ross Kimball joined the cast. On July 10, Jon Daly joined the cast of the film to play an FBI agent. The film was produced by Brent Almond.


The title used in media coverage was Untitled Armored Car. Principal photography began on July 7, 2014, in Hazelwood, North Carolina in the Asheville area. On July 29, Galifianakis was spotted in a prisoner's costume, during filming in the streets of downtown Asheville, which were made over. The BB&T Center building, also the location of the production office, was transformed into the "Park Street Citizens Bank", with a Loomis Fargo burgundy truck parked outside of the entrance. The crew also shot the film on the steps of Buncombe County Courthouse, inside of the Buncombe County Jail, and in front of the Mediterranean Restaurant.


The film was released in the United States on September 30, 2016. The film was previously scheduled to be released on August 19, 2015, a date which, in July 2015, Relativity rescheduled to October 9, 2015. The company pushed back the date because it was facing a financial crisis. However, the film was then pulled from the October 9, 2015 release date before being rescheduled to September 30, 2016, on which date it was released.


Box office

Masterminds has grossed $30.9 million worldwide against a $25 million budget.

The film was released in North America on September 30, 2016. The film was projected to gross $10 million from 3,042 theaters in its opening weekend. The film made $2,325,546 on its first day. It went on to gross $6,541,205 in its opening weekend, finishing 6th at the box office.

Critical response

Rotten Tomatoes, a review aggregator, reports that 34% of 89 surveyed critics gave the film a positive review; the average rating is 4.6/10. The site's critical consensus reads, "Masterminds great cast and stranger-than-fiction true story are largely wasted on a scattershot comedy with a handful of funny moments and far too much wackiness." On Metacritic, the film has a score of 47 out of 100 based on 29 critics, indicating "mixed or average reviews". Audiences polled by CinemaScore gave the film an average grade of "B-" on an A+ to F scale.

Peter Travers of Rolling Stone magazine gave the film one-and-a-half out of four stars, mainly criticizing its lack of good jokes: "The laughs evaporate almost as soon as they land, and some (make that most) of them don't land at all.... Masterminds owes us our two hours back." On the other hand, Matt Zoller Seitz of gave the film three out of four stars, stating that "If smart dumb comedies hold a place in your heart, you'll like 'Masterminds.'" Although he acknowledged the film's weakness in its length, structure, and pacing, he emphasized that "Most of the time in these kinds of films the notes of sweetness, naivete and regret feel forced.... Here, though, you believe the sweetness, because Hess and his cast sell it with poker faces." Richard Brody of The New Yorker also gave praise to the film, writing that "Yes, the comedy is funny"?even when it"?s not laugh-out-loud funny, it"?s sparklingly inventive and charmingly loopy"?but, above all, it has the religious intensity and spiritual resonance that marks all of Hess"?s other films, and it extends his world of ideas into wild new realms, extends his vision into darker corners of existence than he had formerly contemplated." He also observed the filmmaking of Hess as "suggest[ing] a kinship with the transcendental cinema of Robert Bresson and Carl Theodor Dreyer.... his images belong to a similar realm of astonishment, even if his are frankly comedic where theirs are irreconcilably tragic."

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