A Florida woman said she doesn't believe she should have to pay a pawn shop $1,150 for the jewelry stolen from her home.

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Wendy Kliment said she will argue at a court hearing this week to have Fort Lauderdale pawn shop owner David Selzer return the jewelry, which was stolen from her home on Valentine's Day, the South Florida Sun-Sentinel reported Thursday.

The jewelry was sold to the store by an 18-year-old who has now been charged with 20 criminal counts after he was found to be in possession of stolen goods and credit cards.

"If we could afford the $1,100 we'd pay it, but we live paycheck to paycheck," Kliment said. "We've got two mortgages, a 3-year-old in day care."

Selzer said he is only following the law, which allows pawn shop owners to recoup their losses from stolen goods by charging victims for the return of their possessions.

"I felt sorry for her," Selzer said. "I've been a crime victim myself. But why should I be out the $1,150 I paid for the jewelry? I've followed the law."