A Florida contractor found a credit card a friend lost 25 years earlier a mile offshore and 90 feet down on an artificial reef.

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John Krayeski of West Palm Beach told the Palm Beach Post he likes to leave the ocean floor tidier than he found it, so he picked up the card he saw in the sand. He recognized it as an old J.C. Penney card and then, when he had a chance to examine it more closely after he had surfaced, realized the name on it was familiar.

Krayeski called Jack Jacobs, a caterer who lives in Delray Beach. Jacobs' wife told him she and her husband had never had a J.C. Penney card, but Jacobs called back to say the card was indeed his.

"I told him I'd lost that card 25 years ago when I was living in Davie, before I was married," Jacobs said. "The befuddling thing is, how did it get a mile offshore on some reef?"

That's a question no one can answer. The artificial reef, the Triangle, was put together from a freighter, a barge and -- this is the Palm Beach area, after all -- an old Rolls Royce.